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TechNew XRPL upgrade could concentrate XRP ownership inside banks

A proposed XRPL Sponsor amendment would let banks and fintechs cover users’ account reserves and transaction fees while customers retain control of their accounts and private keys. The model could simplify institutional access to tokenized assets but concentrate XRP holdings and reserve obligations among corporate sponsors rather than retail users. Only six validators currently support it, below the 29-validator threshold, and no activation date is set.

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CCryptoSlate★★☆☆☆2026-09-15 00:00Original

New XRPL upgrade could concentrate XRP ownership inside banks
New XRPL upgrade could concentrate XRP ownership inside banksTech