TechXRP lending model leaves depositors with 90% of a bad loan’s loss despite reserves twice its size
A CryptoSlate model based on documented XRP Ledger lending rules and version 3.3.0 code finds that a single 100,000-token default could leave depositors with a 90,000-token vault loss, while the same debt split across ten loans would produce a 4,500-token loss. The gap results from calculating and releasing reserve cover separately for each default. The figures are hypothetical, and mainnet activation was unconfirmed.
C
CryptoSlate★★☆☆☆2026-09-07 15:30Original
XRP lending model leaves depositors with 90% of a bad loan’s loss despite reserves twice its size
Tech