EconomyDallas Fed warns tokenized deposits could cut US banks’ lending capacity by $700 billion
The Dallas Fed warns that tokenized deposits could reduce U.S. banks’ lending capacity by $700 billion. Programmable deposits and AI agents may let customers switch banks instantly and automatically for higher yields, increasing banks’ funding costs.
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CoinDesk★★☆☆☆2026-08-26 11:46Original
Dallas Fed warns tokenized deposits could cut US banks’ lending capacity by $700 billion
Economy