# Why Are US Mortgage Rates So High? What Would Lower Them?

https://mins.news/en/item/14935

- Bloomberg News, 2026-08-06 09:00 UTC
- Economy
- Original: https://www.bloomberg.com/news/articles/2026-08-05/why-are-mortgage-rates-so-high-effects-of-inflation-iran-war?link_source=ta_bluesky_link&taid=6a744d1b69018900011c2ce8

> 2026 was expected to offer some relief to homebuyers who had been pushed to the sidelines. That prospect changed as the Iran war and concerns over accelerating inflation emerged. The combination has kept attention focused on why US mortgage rates remain so elevated. The key question is what could bring borrowing costs down.